Online banking would be greatly improved if the organisations that you spend money with send the information on what you have bought to the bank. For example, if you shopped at a supermarket, the supermarket sends the receipt information to the bank. On the bank statement, people could click on the payment to get more detail on what they have bought. This would make it easy for people to manage their money, identify mistakes and fraud, and, with consistent item description/code would enable me to easily identify how much I spend on chocolate per year!
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